Daily briefing
Wednesday, 11 November 2026
Written by the mill from published 2026/27 figures. No staff columnist.
01 · Thresholds
The freeze is the story
Personal allowance remains £12,570 for 2026/27. Pay rises still walk into tax. If you have a salary-sacrifice pension, it is one of the few remaining levers that moves both PAYE and NI.
02 · Wrapper
ISA room
The stocks-and-shares and cash ISA allowance is still £20,000. Filling it early is a habit, not a forecast. The mill’s ISA sweep will tell you what repeating this year looks like.
03 · Household
Desks that can pay
Energy, broadband, mobile and insurance doors are ads. Publisher 3068173 is on the house. Join each programme in Awin or a completed switch pays nobody. Commissions land in Awin, then the bank nominated there — not as a Faster Payment on a sheet.
04 · Wednesday
Night shift briefing
Guinea writes this page from the calendar, not from an editor. There is nobody here to have a take. Use the tools. Lift a desk pack if you need the year on paper.